Regular interaction with patients is a consistent part of any speech-language pathology or audiology practice and is a daily occurrence. With this in mind, you may face situations where your patients look to hold you responsible for injuries they deem to have received.
Professional Liability insurance protects you against liability or allegations of liability for injury or damages that have resulted from a negligent act, error, omission, or malpractice that has arisen out of your professional capacity as a speech-language pathologist, audiologist, or communication health assistant. Your coverage insures payment of both compensatory damages and legal costs associated with a claim.
It is important to note that coverage is afforded on a “claims-made and reported” basis and will respond to claims made during the policy period. This means that the policy which is in place when a claim is made will be the policy to respond – regardless of when the incident occurred. Therefore, it is extremely important there is no lag or gap in coverage between policy periods. Coverage needs to be continuously in place to ensure you are continuously protected.
This page is for information purposes to outline the benefits of the Policy. The Policy document itself sets out the terms and conditions of the insurance, including any exclusions or limitations that may apply. In the event of a claim such terms and conditions may limit the amount payable, or exclude coverage.
If you wish to receive the Policy document, please contact us.Coverage brochure